Calculate bank cubic yards, loose volume after swell, and truck loads for excavation, trenching, and site grading projects.
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Excavation estimates require understanding two key volumes: bank cubic yards (material in-place, undisturbed) and loose cubic yards (the expanded volume once dug up). The difference — called "swell" — determines how many trucks you actually need to haul away the spoils.
For rectangular cuts: Bank CY = Length × Width × Depth ÷ 27. For trapezoidal cuts: Bank CY = (Top Width + Bottom Width) ÷ 2 × Depth × Length ÷ 27. Loose CY = Bank CY × (1 + Swell %). Truck loads = Loose CY ÷ Truck capacity.
Earthwork contracts specify whether payment is "bank measure" (in-place volume) or "truck measure" (loose volume). Bank measure is more common for excavation contracts. Loose measure is used for hauling. Always clarify with your client which measurement applies — the difference can be 25–40% of the total quantity.
When possible, balance your cut and fill on-site to minimize hauling. A "cut-to-fill" plan moves excavated material to another area of the site for grading, saving $15–$30 per cubic yard in hauling and disposal costs. Always test soil quality before using excavated material as structural fill.
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